Posts by drlego

Rate of Return Calculator Beginning Balance: Contributions: Dividends Earned: Unrealized Gain/Loss: Fees or Withdrawals: Ending Balance: Calculate RoR

Budget Calculator Budget Calculator After-Tax Monthly Income: Expenses Housing (Rent/Mortgage): Utilities (Electricity, Water, Gas): Groceries: Transportation (Car Payment, Gas, Transit): Childcare: Healthcare (Insurance, Medical Expenses): Student Loan Payments: Other Debt Payments (Credit Cards, Loans): Entertainment (Movies, Subscriptions): Dining Out: Hobbies: Splurges (Occasional Purchases): Vacation/Travel Savings: Insurance (Life, Health): Streaming Services (Netflix, Hulu, etc.): Gas (Vehicle…

401(k) Loan Calculator 401(k) Loan Calculator Account Balance ($): Do you have outstanding loan(s) already? Total Outstanding Balance of Existing Loan(s) ($): Highest Outstanding Balance in Last 12 Months ($): New Loan Amount ($): Select Interest Rate: Prime Rate (5.5%)Prime + 1% (6.5%)Prime + 2% (7.5%)Custom Rate Loan Term (Years): Check for refinancing savings at…

Advanced 401(k) Calculator Advanced 401(k) Calculator Personal Information Current Age: Retirement Age: Life Expectancy: Salary and Contributions Current Annual Salary ($): Expected Annual Salary Increase (%): Your Contribution (% of salary): Employer Match Employer Match Type: Percentage of SalaryFixed Dollar Amount Employer Match (% of salary): Employer Match Limit (% of your contribution): Employer Match…

In the sun-drenched streets of Paradise Valley, Arizona, Aunt Becky may have benefited from SECURE Act 2.0’s domestic violence distributions.  Becky lived a life that seemed as bright as the desert sky. A K-12 teacher for 44 years, she was beloved by her students and respected by her colleagues. Her passion for sports, evident in…

As a participant in a 401k plan, you’ve likely been contributing to your 401(k) for some time and are now wondering, “What 401(k) is best?” While investments and fees are crucial components of any retirement plan, several other features can significantly impact the quality and effectiveness of your 401(k). This article will explore these features,…