Attention Business Owners: Is Your Retirement Plan Costing You More Than It Should?

Discover how The Pension Department's 401(k) service can save you money, reduce headaches, and provide better options for you and your employees. Keep reading to learn why smart business owners are choosing us over state-mandated programs like RetireReady NJ.

This isn't for everyone. If you're content with high fees, limited investment options, and administrative burdens, you might want to stop reading now. But if you're a savvy business owner who values efficiency, cost-effectiveness, and employee satisfaction, you'll want to see what we offer.

We provide a comprehensive 401(k) service tailored for small to medium-sized businesses. Our plans offer low fees, broader investment choices, and expert administration that takes the burden off your shoulders.

• Access a Huge Variety of Investment Options with ZERO Hidden Fees—Choose No-Load Funds That Maximize Every Employee's Growth Potential!
• Supercharge Your Retirement Savings! Contribute Up to 3x More with a 401(k) vs. RetireReady NJ!
• Unlock Up to $16,500 in Tax Credits Just for Starting a 401(k) Plan—Don't Miss Out on This Huge Savings Opportunity!
• Attract and Retain Top Talent with a Premium 401(k) AND Get a FREE HR Support Website—Includes Expert Answers and a 24/7 Hotline to Handle All Your HR Questions!
• Free initial consultation to assess your current retirement offerings
• Get FREE Employee Education Sessions Featuring a Nobel Prize-Winning Risk Tolerance Test! Empower Your Team with the Proprietary "Risk Number" to Make Smarter Investment Choices Tailored to Their Risk Profile!
• Stay Lawsuit-Proof with Our Annual 401(k) Plan Review PLUS Quarterly Risk Check-Ins! Powered by our Cutting-Edge Risk Tolerance System, We Ensure Your Employees' Portfolios Stay Aligned with their risk tolerance—Helping You Meet Fiduciary Obligations and Avoid Costly Lawsuits!
• Boost Your 401(k) Performance with Our Proven Incremental Return Formula! We Add High-Performing Funds and Ditch the Losers—Helping to prevent lawsuits.

 

Other companies that have settled 401k excessive 401k fee lawsuits include:

• Verizon Communications Inc.
• AT&T
• Chevron Corp.
• Intel Corp.
• Oracle Corp.
• American Airlines Inc.
• Anthem Inc.
• Deutsche Bank Americas
• Insperity Inc.
• M&T Bank Corp.
• BB&T Corp.
• DST Systems Inc
• Putnam Investments LLC
• Allianz Asset Management

SPECIAL BONUS: Act Now and Save Big!

We're offering an exclusive bonus for businesses that get started right away. Sign up now and receive a whopping 50% discount off your first year's price! This limited-time offer allows you to experience all the benefits of our premium 401(k) service at half the cost for an entire year. Don't miss out on this incredible opportunity to supercharge your retirement plan while keeping more money in your pocket!

Imagine having a retirement plan that practically runs itself. With our service, you'll have a dedicated team handling administration, payroll, compliance, and employee inquiries. You focus on your business; we'll take care of the rest.

You might be thinking, "Isn't RetireReady NJ simpler?" While it may seem that way, the hidden costs and administrative burdens can quickly add up. Plus with our new AI features, employees can access the information they need 24/7. Our 401(k) service actually saves you time and money in the long run.

Don't Wait: Avoid Costly Penalties!

New Jersey has set strict deadlines for compliance with RetireReady NJ. Employers who don't offer a plan within 1 year will face escalating penalties:

• Second year of non-compliance: $100 fine per violation
• Third or fourth year: $250 per violation
• Fifth year and beyond: $500 per violation

These fines may be applied per employee, potentially costing you thousands. For example, a company with 25 employees could face fines up to $6,250 in the third year of non-compliance.

Key Deadlines

• September 15, 2024: Deadline for companies with 40+ employees
• November 15, 2024: Deadline for companies with 25+ employees

Don't risk these hefty fines. Act now to secure better retirement options for yourself and your employees before you're locked into a less favorable plan or face penalties.

We're so confident in our service that we offer a 1 year satisfaction guarantee. If you're not completely satisfied, we'll assist you in transitioning to another provider at no additional cost.

Schedule your free consultation today! Call 516-346-2999 or email us at Brett@thepensiondepartment.com to book a free consultation.

Remember, by choosing our 401(k) service over RetireReady NJ, you're getting:

 

• Better investment options
• Higher contribution limits
• Less administrative work
• Expert support
• Potential tax credits
• 50% off your first year's price (limited time offer!)
• Protection from state penalties and fines

Don't settle for a one-size-fits-all state program. Give your business and employees the retirement plan they deserve. Contact us now to get started, claim your 50% first-year discount, and avoid potential state penalties!

Still looking for more information on Retire Ready NJ? Click the button below for more information.