Take Control of Your Retirement with a Solo 401(k) Plan Built for Entrepreneurs
If you’re self-employed and tired of cookie-cutter retirement plans that don’t recognize your independence, this plan was built for you.
A Solo 401(k) gives you the power to save more, invest smarter, and stay in control of your financial future — with flexibility that matches your entrepreneurial lifestyle.
Let’s be clear: this plan isn’t for everyone.
If you have employees (other than your spouse) or manage multiple businesses under different tax entities, it won’t apply.
But if you operate a single business with no full-time employees, this plan could be your smartest financial move yet.
One Simple Price — No Annual Fees
For a one-time cost of $299, you’ll receive a complete, IRS-approved Solo 401(k) plan package — with no annual fees ever.
No hidden renewals. No recurring charges. More savings going toward your retirement.
What’s Included
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Comprehensive Plan Documents: Adoption Agreement, Plan & Trust, Loan Procedures, Deferral Forms, and IRS Opinion Letter.
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No Annual Fees: Pay once, own your plan forever.
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Roth & After-Tax Options: Enjoy full flexibility, including after-tax contributions and backdoor Roth conversions.
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High 2025 Limits: Contribute up to $81,250 with the new super catch-up.
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Roth Employer Option: Apply Roth treatment to employer contributions for tax diversification.
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Self-Directed Investing: Choose how your retirement grows — real estate, brokerage, mutual funds, art, antiques, or private equity.
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Loan Provisions: Borrow from your plan for liquidity when needed.
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Easy Expansion: When your business grows, we can upgrade you seamlessly to a full 401(k) plan with employee support.
NEW: Dual Purpose Plan Upgrade
Our exclusive Dual Purpose Plan upgrade transforms your Solo 401(k) into a plan that protects both your retirement and your income.
This feature allows you to withdraw up to 25% of your account value as a tax-free disability payment in the event of a qualifying disability — giving self-employed professionals peace of mind that standard 401(k)s simply don’t offer.
If you become disabled, a portion of your funds can be accessed tax-free to replace lost income while maintaining long-term financial security.
This tax-free withdrawal provision is fully plan-compliant and customizable upon request. Call 516-346-2999 for a Dual Purpose Plan Quote.
Why Solo Entrepreneurs Choose This Plan
A Solo 401(k) offers higher contribution limits, better flexibility, and more control than SEP or SIMPLE IRAs.
You’ll enjoy powerful tax advantages, creditor protection, and freedom over every investment decision.
Plus, when you add the Dual Purpose Upgrade, your plan serves two goals at once — retirement growth and disability protection — with one structure.
Setup is Simple
Getting started takes just minutes:
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Make Your Payment: Complete the order form below and submit payment.
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Sign the Agreement: We’ll send your official Solo 401(k) forms.
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Receive Your Documents: Within minutes, completing the form below.
Everything is preformatted for compliance and designed for fast setup.
What’s Holding You Back?
“I don’t have time for this.”
Setup takes less than an hour — and we guide you step by step.
“I can’t afford it right now.”
For less than the price of a new smartphone, you’re securing lifelong tax advantages and a retirement plan that can hold real estate, stock, annuities, or even precious metals.
But ask yourself: Can you afford not to protect your future — and your income — as a business owner?
Optional Customization
Need to tailor your plan? We can modify beneficiary designations, add spousal exclusion provisions, and include custom clauses such as divorce protection or legacy control.
Call us at 516-346-2999 to learn more.
Start Today
Don’t let another year pass without maximizing your savings and protecting your financial future.
Click below to get your Solo 401(k) for $299 — no annual fees — with an option to add our Dual Purpose disability protection.