Posts by Penny Marblism

Let’s be honest: the retirement industry has a habit of selling "simple" like it’s always better. It sounds clean. It sounds easy. It sounds responsible. But the truth? "Simple" is often code for "less work for the financial institution." That’s the part most banks, brokerage platforms, and cookie-cutter advisors do not want to say out…

Let’s be honest: Most “guides” on the Solo 401k are written by big-box brokerage firms that want one thing: your assets under management in their generic mutual funds. They’ll hand you a cookie-cutter plan document, wish you luck, and leave you to drown in the IRS filing requirements the moment your account hits a certain…